Credit Loans: Sometimes You Have to be a Little Creative in Finding the Money

The recent credit crunch has caused banks and other traditional lenders to tighten their underwriting standards. Financing for start-up and small businesses has become more difficult to obtain. Now, more than ever, entrepreneurs have to be a little creative in seeking financing. If you are a business seeking financing here are few sources that may aid you in your search.

Everyone start to think of a business loan, once they have their business plan ready. Considering what is mentioned in, every should lender knows the risks that a new business implies. So, this risk will have to be shared, half risk in your shoulder and half risk to the bank. In the form, your provision of some asset whether private or dedicated to the business, to show confidence in your own business.

Retail or manufacturing or any other business sectors need funds at every stage of their business to create the market. Business cannot be carried forward without availability of sufficient funds. A business loan is the tailored solution for the ventures or businesses facing financial crisis.

Various financial companies and banks provide business loans. In the other hand, there is mutual benefit for lender and borrower. But they consider certain factors before lending the amount. These factors include the quality and value of the asset provided to be used as collateral. Another factor which is taken into consideration is the profitability of the business to be financed. Business loan is basically taken for the investment in the business. These investments can be in different forms according to the needs and requirements of the business and the borrower.

Very few loans will be granted on the business plan alone, however brilliant it may appear, so bear this in mind and place your house, a piece of land, car and whatever it may be, as collateral from the very beginning. Do not wait for the lender to ask for it.

Sometimes, bad credit loans and bad credit credit cards is happened in this reality life, and it will make consumers that having bad qualifying credit loan hard to built next requirement another credit loans. There is a lender still who willing those bad credit loans and bad credit credit cards a second change, including consumers having credit cards, home loans, auto loans and personal loans. Consumers can apply for offer to rebuild their plan of credit loans,that perhaps useful for their financial future.

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Paid Review Website

Review sites have been a valuable source of income for a blogger. Blogger write about product, website, service and the advertisers will pay to blogger depend on the qualityof blog site. Here is some of review site and its page rank (PR) to identified how popular the review sites.Feel free to navigate through the links and if you know of other sites that pay bloggers to blog give a comment to enrich the list of review sites. Let’s us try to know it.

PayPerPost (PR : 6)

Get paid for blogging. You’ve been writing about Web sites, products, services and companies you love for years and you have yet to benefit from all the sales and traffic you have helped generate. That’s about to change. With PayPerPost advertisers are willing to pay you for your opinion on various topics. Search through a list of Opportunities, make a blog posting, get your content approved, and get paid. It’s that simple.

ReviewMe (PR : 6)

In the ReviewMe publisher system, advertisers choose which specific blogs to review their product or website. So basically, sit back, and let the review offers come to you. In the ReviewMe advertiser marketplace, advertisers create specific campaigns for bloggers. Bloggers can find out what review campaigns are available for their blog by checking the Advertiser Clearinghouse or the View Campaigns tab in their account.”

Smorty (PR : 6)

Smorty is a hub between advertisers and bloggers. The system is very straight forward to use. You create your blog advertising campaign, Smorty reviews it and delivers it instantly to its vast blogger network. Each blog post is checked automatically by Smorty smart review. All approved posts appear on your admin panel for optional manual review, posts must comply with blogger rules”.

WeblogsInc (PR : 6)

Looking to get paid to blog about subjects you love? Tell us what you’re passionate about and let’s find out if there’s a fit!

B5Media (PR : 6)

We’re one of the largest blog networks in the world. We want to be the biggest. Want to help? It’s easy to apply. Just visit our application page.

BuyABlogger (PR : 5)

Create a profile and get advertisers to directly contact you about paid blogging opportunities.

Blogvertise (PR : 5)

Our Advertisers want YOU to mention and talk about their websites products and services in your blogs and journals. They want the publicity, the exposure, the Buzz! that online bloggers and internet
journals can generate for their web site products and services. In exchange blogsvertise pays YOU in paypal per task/blog entry, for writing / talking about / mentioning their website in your blog!

PayU2Blog (PR : 4)

Blog Advertising. Bloggers in our network get paid to blog. Making money with your blog is very easy when you are a member of the Payu2blog network. Bloggers in our network blog about many topics and have fun making money while blogging.

LoudLaunch (PR : 4)

Earn more with your blog. Get paid to independently review LoudLaunch Campaign Releases. You’ve earned your audience, now be compensated for your opinion.

SponsoredReviews (PR : 4)

A Sponsored Review is an article you write for an advertiser. You review their products and services and then post the review on your blog. Each advertiser has his or her own requirements (i.e. length, link info, etc.). You write the review in your own tone, and can be as critical as needed. Constructive criticism is encouraged, but rude or hateful reviews will be declined.

BuyBlogReviews (PR : 3)

Advertisers meet Bloggers to have their products or services reviewed, or to buy contextual ads. Advertisers can post different opportunities or searches through our Marketplace while Bloggers can avail these opportunities or get selected directly.

Bloggerwave (PR : 3)

More and more people have got their own blog. No wonder. Its so easy to get started.Surf by blogger.com. Its just one of many places where you can make/ host a blog and its for free. Now you are ready to air your opinions on the net. And to make money! Your opinions could quickly turn into gold. But first you need to register with us here at Bloggerwave.

BlogtoProfit (PR : 3)

Now you have a way to make Guaranteed Money for posts to your blog! No Kidding! Join this exciting new program and get your first order after your blog is reviewed! How does it work? We connect you with advertisers that are interested in sponsoring your blog, you post to your blog and get paid!

BloggingAds (PR : 3)

Well, we are serious. We are looking for bloggers to post one-time ads on their blog sites for money. Blogging Ads is an easy way for you to earn money by doing nothing more than you already do – post to your blog. We pay through Paypal. You must have a Paypal account to be paid.

PayMeToBlogAboutYou (PR : 3)

Pay Me To Blog About You is an online market place that enables Advertisers to find Bloggers locally, nationally or globally and contract with them for placing links and creating BUZZ about products,services, events, issues, etc.

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Who’s happy, who is not happy

Base on nef website www.happyplanetindex.org, extensive research has been conducted in psychology and the social sciences to understand the factors influencing well-being. Nevertheless, it is only relatively recently that subjective measures of well-being have begun to be taken seriously outside academia.

International surveys tend to consider life satisfaction by asking respondents a question such as: ‘If you consider your life overall, how satisfied would you say you are nowadays?’ Responses are given on a ¬10 scale, from not at all satisfied to extremely satisfied. Clearly this is not a perfect measure. Ideally, subjective well-being would be assessed by asking a series of questions, perhaps probing different aspects of life and framing the issue in different ways so as to gain a more complete picture. As a general indicator of the state of well-being in a country, however, this single question performs surprisingly well, showing good validity when compared with other national-level statistics.

From that website, point Top Teen Best Country in Life Satisfactory (Dec, 3 2007) is :
1. Switzerland (8.2)
2. Denmark (8.2)
3. Austria (7.8)
4. Iceland (7.8)
5. Bahamas (7.7)
6. Sweden (7.7)
7. Finland (7.7)
8. Bhutan (7.6)
9. Luxembourg (7.6)
10. Brunei Darussalam (7.6)

And point Top Teen Worst Country in Unsatisfactory Life is :
1. Georgia (4.1)
2. Belarus (4.0)
3. Turkmenistan (4.0)
4. Armenia (3.7)
5. Sudan (3.6)
6. Ukraine (3.6)
7. Moldova (3.5)
8. Congo, Dem. Rep. of the (3.3)
9. Zimbabwe (3.3)
10. Burundi (3.0)

@ifmarch